Individual Retirement Accounts (IRAs) are a great way to save for your future. They allow you to invest your money before tax, and you may be able to deduct your contribution from your income on your taxes.
At Seasons Federal Credit Union, we offer IRA accounts in the form of Traditional and Roth IRAs. With competitive rates and easy access, they’re a smart way to save for your future.
Whether you’re saving for your children’s education, retirement or a special life event, you can find a Credit Union IRA that’s right for you! We make it simple for you to open an IRA, set up automatic contributions and monitor your savings.
A Credit Union IRA is insured by the National Credit Union Share Insurance Fund up to $250,000. It’s a safe place to store your hard-earned savings, so you can rest assured knowing that your money is protected from loss.
Our IRA Savings and Certificate offerings enable you to set up automatic deposits and receive your earnings monthly or annually. With our low minimum deposit requirement of just $100 for a Regular Share or $1,000 for a Certificate, you’ll have a convenient way to save for your retirement.
With our IRA Money Market, you’ll enjoy a tiered rate that guarantees the best interest rate for your balance. Our IRA Certificates offer a range of term lengths to suit your investment needs.
Credit Union IRAs also feature an easy to use online banking interface, so you can manage your account easily and conveniently. If you have questions about your IRA, call or stop by a branch to speak with a representative and get more information.
At Seasons, we’re proud to offer a range of IRA options to fit your needs and budget. We offer competitive rates, easy to access IRA funds and no maintenance fees.
The Northwest Federal IRA is an excellent choice for anyone looking for a low-risk, secure way to save for their future. With guaranteed dividend rates, IRA Certificates are significantly less risky than the average market-based retirement account.
Our IRA Savings offers a variety of term lengths to choose from, including the ability to invest in our popular money market account and our jumbo certificate. Plus, IRA Savings has no minimum deposit requirement and you can deposit funds directly from your checking or savings account, so you won’t have to worry about making a large initial investment.
You can contribute up to $6,500 in 2023 or $7,500 if you’re 50 or older. You can also contribute to a Roth IRA, which allows you to pay your taxes before your retirement.
IRAs are a smart investment for anyone who wants to save for their retirement or for their children’s education. With Genisys Credit Union IRAs, you’ll enjoy a range of benefits and competitive credit union rates as you grow your savings.
Withdrawals from a Credit Union IRA are often tax-free. However, there are certain restrictions and IRS penalties for early withdrawals. Before you decide to invest in an IRA, consult with your tax professional to understand your tax situation and retirement goals.